Welcome to BPI Citizen

With BPI Citizen, you have everything you need for your daily life. Learn more about the products and services that will simplify your life.

Conta Valor BPI Citizen

A multiproduct account with everything you need to manage your daily life, for only €9,99/month¹.

You can open your Conta Valor BPI Citizen from €100.

This account includes:

• 2 BPI Gold+ Credit Cards (APR of 19,0%) with free availability fee².

  With this card you will benefit from a wide range of insurances such as home assistance, travel assistance, theft, among others, free of charge.

• 2 Free BPI Electron Debit Cards

  With BPI Electron debit cards, you can withdraw cash from all ATM (multibanco) machines in Portugal, without paying any fees.

• Free transfers

  This includes SEPA+ transfers, national and European, not immediate, made on mobile devices (BPI App), online (BPI Net) or by phone without an operator.

• Free online services

  Access your account, perform a wide range of banking operations and contact your manager without leaving home. All this in a simple, fast, and safe way, available 24/7.

Citizen Living Solutions

When you open your Conta Valor BPI Citizen, you will have free access to Citizen Living Solutions³, an assistance programme available 24/7 and in four languages (Portuguese, English, French, and German), where you will find a set of services that will simplify your daily life and your settlement in Portugal.

Find out more at www.citizenlivingsolutions.com

Specialised Managers

With BPI Citizen you have a team of specialised managers at your disposal to make you feel as if Portugal is also your home.

More advantages of being a BPI Client

Find out more about other advantages and benefits of being a BPI Client.

Find out more

Notes

¹ The amount of €9,99/month corresponds to the Maintenance Fee of the Account Package. The minimum amount to open the Conta Valor BPI Citizen is €100.

² We offer 2 BPI GOLD+ Credit Cards for the same Card Account, with a free availability fee. APR calculated for the use of a credit of €2,500, a fee for providing a BPI Gold+ credit card of €50.00 and reimbursement in 12 equal instalments of capital, plus interest at an annual nominal interest rate of 13,77% and the legal taxes in force. The interest rate is calculated on a 360-day basis, without rounding. Rates valid until 31/012/2022.

³ The Citizen Living Solutions assistance programme is managed by Multiasistencia Gestión y Ayuda SA, an entity external to BPI. The subscription to Conta Valor BPI Citizen and Citizen Living Solutions programme, implies that BPI Bank, exclusively for the purpose of accessing the services, shares with Multiasistencia Gestión y Ayuda SA the following Customers' data (applicable to the first holder): Name, Identification Card Number and nationality, as well as the information that the Customer has signed up to Conta Valor BPI Citizen.

This message is intended as an advertisement and does not constitute a contractual proposal. It does not replace the consultation of the legally required pre-contractual and contractual information.

In its capacity of Insurance Agent, BPI Bank does not assume any liability for the coverage of risks deriving from the insurance contract. Such risks are assumed by the Insurance Companies.

These insurances are products of BPI Vida e Pensões - Companhia de Seguros, S.A. or of Companhia de Seguros Allianz Portugal, S.A., traded by Banco BPI, S.A., as Insurance Agent no. 419527591, registered at the Supervisory Authority for Insurance and Pension Funds on 21/01/2019, and authorised to operate in the Life and Non-Life Insurance lines. Additional information on registration available at www.asf.com.pt. Banco BPI, S.A. is not authorised to collect premiums or to conclude contracts on behalf of BPI Vida e Pensões or Companhia de Seguros Allianz Portugal, S.A. This information does not replace the consultation of the legally required pre-contractual and contractual information. All information about the insurances can be obtained at our Branches and Premier Centres, www.bancobpi.pt. Cards Issuing and Lending Entity: CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. Headquarters: Avenida de Manoteras 20, Edificio París, de (28050) Madrid – Spain, with the Tax Identification Number A08980153, registered at the Commercial Registry of Madrid, volume 36556, folio 29, page M-656492. Agent in Portugal of the card issuer CaixaBank Payments & Consumer, E.F.C. E.P., S.A.U, acting as a tied credit intermediary on an exclusive basis: Banco BPI, S.A., Headquarters: Avenida da Boavista, 1117 – 4100 – 129 Porto, Share Capital € 1,293,063,324.98, registered at the Commercial Registry Office of Porto under the registration number PTIRNMJ 501 214 534 and with the tax identification number 501 214 534.