Current Account targeted at Companies, Sole Proprietors and self-employed professionals that gives you access to a wide range of products and services, through the monthly payment of an account maintenance fee of €13.99 (+SD) which can be reduced to €9.99 (+SD) if there is a Point of Sale (POS) associated with the Account, in active status.
Associated products and services
- 2 BPI Electron Empresas Debit Cards available free of charge
- 2 BPI Business Classic2 Credit Cards (Dual or Non-Dual) available free of charge
- Non-immediate, one-off, SEPA+ Credit Transfers, or payment orders, executed via online channels: (BPI Net Empresas) or mobile devices;
- Payment of wages (BPI and ICO) via BPI Net Empresas online channel or other electronic channels, which can be carried out by unit or batch transfers.
- Other Payments per batch - 50 SEPA+ Credit Transfers per batch/month provided they are executed via BPI Net Empresas online channel or electronic channels.
- 5 Unit Instant Transfers per month, executed via BPI Net Empresas online channel.
- Over-the-counter Deferred Deposit Service.
- Up to 2 Cheque Books/year with a maximum of 50 bearer crossed cheques (1 cheque book for each request) and made via online channel or mobile device (SD of € 0.05 for each cheque issued and mailing costs are borne by the Customer).
50% reduction in the price of the following products and services:
- Collection of Direct Debits (BPI and ICO) for files submitted via online channel (BPI Net Empresas) and electronic channels.
- Non-SEPA+ Credit Transfers executed via online channel (BPI Net Empresas) and mobile devices (BPI Empresas App).
- Remaining Immediate Transfers (exceeding 5 free of charge).
- Remaining SEPA+ Credit Transfers per Batch (exceeding 50 SEPA+ Credit Transfers per Batch/month).
Find out how much you will save with a Valor BPI Negócios+ Account
| Products/services included in the Conta Valor Negócios+ Account | Monthly price | Service costs if purchased individually |
|---|
| Account maintenance fee |
- With APT: € 9,99
- Without APT: € 13,99
-
| € 6.661 |
| 2 debit cards + 2 credit cards/year2 | € 8.33 |
| 50 batch SEPA transfers/month initiated via BPI Net Empresas3 | € 45.00 |
| 5 immediate transfers4 | € 10.00 |
| 1 or 2 cheque books up to a maximum of 50 cheques/year5 | € 12.50 |
| One-off or Regular SEPA transfers (<€100m via online channels)6 | € 1.00 each |
| Payment of single and batch wages via BPI Net Empresas7 | € 1.00 each |
| Deferred counting deposit | € 5.00 each |
The following products and services also benefit from a 50% reduction on Valor BPI Negócios+ Account:
| Products | Reeduction Value |
|---|
| Direct Debits8 | € 0.25 each |
| Non-SEPA transfers9 | 0.1% |
| Remaining immediate transfers4 | € 1.00 each |
| Remaining transfers by batch3 | € 0.45 each |
Except if stated: monthly amounts.
Taxes in force are added to the amounts listed.
1 With Financial Applications1 + Credit < € 100,000. Treasury Bills + Funds (including RSS (PPR)) + Capitalisation Insurance + Securities are considered UAN Financial Investments, valued at the end of the month. Quarterly collection in April, July, October and January for the immediately preceding calendar quarter.
2 BPI Electron Empresas Debit Card and BPI Business Classic Credit Card with an availability fee of € 20.00 and € 30.00 per card/year, respectively.
3 Batch transfers executed via online channels: (BPI Net Empresas), other payments to accounts domiciled in another credit institution with a fee of € 0.90 per registration. In the case of transfers to accounts domiciled in the credit institution itself, the fee is € 0.40 per registration.
4 Immediate Transfers with IBAN indication below € 100,000.00, executed via online channels: (BPI Net Empresas) or mobile devices with a commission of € 2.00/transfer.
5 Bearer Crossed Cheques in cheque books of 5, 10, 20 and 45 cheques have a unit cost per cheque of € 3.00 (S.D. of € 0.05 for each cheque issued and mailing costs are borne by the Customer).
6 Non-immediate, one-off or regular SEPA+ credit transfer, intrabank or interbank, lower than € 100,000.00, executed via online channels: (BPI Net Empresas) or mobile devices with a fee of € 1.00/transfer.
7 Considered wage payment by non-immediate, one-off SEPA+ transfer, lower than € 100,000.00, executed via online channels: (BPI Net Empresas) or mobile devices. In case of a batch payment of wages through SEPA+ Credit Transfer, the applicable fee is € 0.50 per registration.
8 Collection of Direct Debits executed via online channels: (BPI Net Empresas) with a fee of € 0.50 for each registration.
9 Non-SEPA+ Credit Transfers executed via online channels: (BPI Net Empresas) or digital channels with a commission of 0.2% with a minimum of € 18.00 and a maximum of € 100.00. When applying the 50% discount, the applicable commission is 0.1% with a minimum of € 9.00 and a maximum of € 50.00.
Observations
This information is of an advertising nature and does not exempt the consultation of legally required pre-contractual and contractual information. It does not constitute a contractual proposal.
Contract subject to prior approval of the entities involved and subject to the conditions defined according to the risk profile for each operation.
Credit card Issuer and Lender: CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. Registered Office: Avenida de Manoteras 20, Edificio París, de (28050) Madrid, Spain, with Tax Identification Number A08980153, registered in the Commercial Registry of Madrid, volume 36556, folio 29, sheet M-656492.
Issuer's agent in Portugal (CaixaBank Payments & Consumer) acting as a binding credit intermediary on an exclusive basis (entity registered with the BoP under number 10): Banco BPI, S.A., Head Office: Avenida da Boavista, 1117 - 4100-129 Porto, Share Capital € 1,293,063,324.98, registered with the CRCP (Commercial Registry Office of Porto) under registration number PTIRNMJ 501 214 534 and with tax identification number 501 214 534.