BPI Classic Card (APR 12,2%)

Pay for and spread the repayments of your purchases, access your current account and much more. All in a single card. The BPI Classic Card is here to make your day-to-day life easier.

Benefits

Split your purchases

Benefit from the flexibility of paying in installments for up to 12 months, with interest, for each of your purchases of €40 or above.

BPI Benefits Programme

When you pay for your purchases with BPI Cards, you can receive cashback on the amount you spend.

Cash advance

Transfer money from your credit card balance to your current account easily, quickly and conveniently, via your BPI App / BPI Net.

2 in 1

Everything you need combined in one. Debit and credit - all at the same time.

Dividir pagamentos de compras

Spread the repayments of your purchases

Choose how you want to pay. Whenever you want, you can pay in installments* for up to 12 months, with interest, for purchases of €40 or above.

How does it work?
It's simple. Just access the BPI App, select the purchase you want to pay in installments and choose the repayment period. That's it!

*Operation available from the BPI App/BPI Net, with ANR identical to that of the credit agreement, assuming the card has 100% of the outstanding balance as its payment method (previous purchase installments excluded).

Information to highlight

More advantages

Service payments
You can pay for services on credit, including payments to the State.

Associated Insurances
BPI Classic Card offers its Cardholders an exceptionally wide range of free and optional insurances.

Contactless technology
The BPI Card is equipped with innovative contactless technology. Simply approach the card to the Automatic Payment Terminal (APT) to make payments. The secret personal identification number code (PIN) will only be requested for payments over €50 or in specific situations.

Apple Pay Service
Apple Pay is a simple, a secure and private way to make payments via your iPhone, iPad, Apple Watch or Mac without resorting to your physical card or cash.

3D Secure Service
Credit card equipped with the 3D Secure service, so you can pay for your Internet purchases in complete safety.

Always at you service
BPI Card Helpline with personal service.

Information

Observations

These are Allianz Portugal S.A. insurance products, distributed by Banco BPI, SA, having its registered office at Avenida da Boavista, 1117, Oporto, acting as Insurance Intermediary No. 419527591, registered with the Portuguese Insurance and Pension Funds Supervisory Authority on 21/11/201, authorised to carry out Life and Non-Life Insurance businesses. Banco BPI, SA has ownership interests exceeding 10% in Companhia de Seguros Allianz Portugal, SA and in COSEC - Companhia de Seguros de Créditos, S.A. For further details on the registration please visit www.asf.com.pt. Banco BPI, SA is contractually bound to conduct insurance mediation business exclusively for one or more insurance companies and is compensated, as a fixed commission, with a portion of the insurance premium, and a variable commission based on its overall performance. In its capacity as Insurance Intermediary, Banco BPI, SA advises its Clients on Allianz Portugal SA insurance products, in a partial and personal manner, and is not liable for risk coverage under the insurance contract, does not act for or on behalf of the Insurance Company and is not authorised to collect premiums or enter into contracts on behalf of Companhia de Seguros Allianz Portugal, SA, and its intervention ends when the insurance contract is concluded. The Client is entitled to ask for information about the name of the insurance company or companies with which Banco BPI, SA works, relevant under requirements and needs presented, and about the remuneration to be received by the intermediary for the intermediation service provided. There are no other insurance intermediaries in this contract. Complaints may be filed against Banco BPI, SA with the Portuguese Insurance and Pension Funds Supervision Authority. Without prejudice to the right to appeal to courts, in case of any dispute arising out of the insurance intermediation business carried out in Portugal, Clients may use out-of-court redress bodies set up for the purpose. Any information about insurance can be obtained at any BPI Branch and Premier Centres, at www.bancobpi.pt or on 808243444 (customised service from 08:00 to 21:00).