Get money into your current account in just 4 steps:
Step 1: Simulate using the BPI App, BPI Net or at any BPI Premier Branch or Centre to find out your instalment amount and associated fees.
Step 2: Fill in the required details and find out immediately if the loan is approved.
Step 3: Confirm by sending the documents in digital format, through BPI App or BPI Net.
Step 4: In a matter of hours, if your application has been approved, you can check your account balance and begin implementing your projects.
Insurance:
- Life insurance (compulsory for clients aged 70 or under), which covers 100% of the capital invested in the event of death or total and permanent disability.
- Loan Protection Insurance (optional), which guarantees the repayment of instalments in the event of Absolute Temporary Incapacity for Work, due to Accident or Sickness, Involuntary Unemployment and Delayed Wages (for employees) and Hospitalisation (for self-employed).
Guarantees:
BPI Instant Personal Loan does not require guarantees.
Amount: € 5,000
Instalment: € 105.94
Annual nominal interest rate: 10.50%
Term: 60 meses
Total amount payable by the consumer: € 6,702.60
APR: 13.4%
APR of 13.3% and Total Amount Payable by the Consumer of € 6,702.20, assuming the Consumer already has an account with BPI (account maintenance fee not included) and include compulsory life insurance for an applicant, loan opening fee of € 100 and respective taxes. Subject to credit risk assessment. Rates valid in June 2024. Before taking out your loan, clarify all your doubts, read the contract and particular conditions of the loan thoroughly and make sure that the instalments are suitable for your monthly budget.