(1) Amounts calculated in july 2024 for a financing of € 150.000 over 30 years, based on a fixed APR of 4,500% which may be reduced depending on the commercial relationship of the Customer with BPI, guaranteed by mortgage of property, contracted through Authenticated Private Document, with 70% of the valuation amount.
The APRC and the Total Amount Payable by the Consumer (MTIC) presented presuppose that Customers are 30 years of age and have had an account open with the Bank for more than 30 days, without optional associated sales, and include 360 monthly instalments of € 760,03, fees and initial expenses of € 2.135,18, average annual insurance premium of € 434,93 and annual average premium of multi-risk insurance of € 208,20.
(2) Amounts calculated in july 2024 for a financing of € 150.000 over 30 years, based on a variable APR of 5,315% (composed of 6-month Euribor monthly average in june 2024, rounded to the nearest thousandth plus a spread of 1,6% which may be reduced depending on the commercial relationship of the Customer with BPI), guaranteed by mortgage of property, contracted through Authenticated Private Document, with 70% of the valuation amount.
The APRC and the Total Amount Payable by the Consumer (MTIC) presented presuppose that Customers are 30 years of age and have had an account open with the Bank for more than 30 days, without optional associated sales, and include 360 monthly instalments of € 834,35, fees and initial expenses of € 2.135,18, average annual insurance premium of € 455,19 and annual average premium of multi-risk insurance of € 208,20. The interest rate applied to the purchase and construction of permanent, secondary or leasehold housing may be negative depending on the evolution of the respective indexer.
(3) Amounts calculated in july 2024 for a financing of € 150.000 over 30 years, based on a variable APR of 5,315% (composed of 6-month Euribor monthly average in june 2024, rounded to the nearest thousandth plus a spread of 1,6% which may be reduced depending on the commercial relationship of the Customer with BPI), guaranteed by mortgage of property, contracted through Authenticated Private Document, with 70% of the valuation amount.
The APRC and the Total Amount Payable by the Consumer (MTIC) presented presuppose that the Customers are 30 years of age and have had an account open with the Bank for more than 30 days, without optional associated sales, and include 360 monthly instalments of € 834,35, fees and initial expenses of € 2.317,18, annual average life insurance premium of € 455,19 and annual average premium of multi-risk insurance € 208,20. The interest rate applied to the purchase and construction of permanent, secondary or leasehold housing may be negative depending on the evolution of the respective indexer.
This information is provided for advertising purposes and does not constitute a contractual proposal. You must read the pre-contractual and contractual information required by law, which may obtained from Banco BPI.
Card Issuer: CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. Registered Office: Calle Caleruega 102, 28033 Madrid - Spain, with Tax Identification Number A08980153, registered in the Registro Mercantil de Madrid, tomo 36556, folio 29, sheet M-656492.
Agent in Portugal of the card issuer CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. : Banco BPI, S.A., Registered Office: Avenida da Boavista, 1117 - 4100-129 Porto, Share Capital € 1.293.063.324.98, registered at CRCP under single register number PTIRNMJ 501 214 534 and taxpayer number 501 214 534.
This insurance policy is a product of Companhia de Seguros Allianz Portugal, S.A., sold by Banco BPI, S.A., Sociedade Aberta, Avenida da Boavista, 1117 - 4100-129 Porto, in its capacity as Tied Insurance Intermediary no. 207232431 (registered with the Insurance and Pension Funds Supervision Authority on 31-10-2017 - more details on the registration available at www.asf.com.pt), authorised to carry on insurance business in the Life and Non-Life Branches with the insurers BPI Vida e Pensões - Companhia de Seguros Vida, S.A., Companhia de Seguros Allianz Portugal, S.A. and COSEC - Companhia de Seguro de Créditos, S.A. Banco BPI, S.A. is not authorised to receive premiums or enter into contracts on behalf of COSEC, Allianz or BPI Vida e Pensões and, as an insurance intermediary, assumes no responsibility for the coverage of risks inherent in the insurance contract.